Where Can I Get a Prepaid Card?

Prepaid credit cards are a great alternative for people who don’t have the credit necessary to apply for a regular credit card. Like the name implies, a prepaid card is a card you can deposit money on and use everywhere regular credit cards are accepted.

There are many advantages to these cards. The first one I can think of is the convenience it gives you when you buy things online. Since you can’t go over the limit with a prepaid card, you can limit the amount of damage caused in case someone steals your information.

Finding a prepaid card is pretty easy if you know where to look. The first place you should look is on major credit card sites. Most companies offer prepaid cards these days and it’s always better to go directly to the source if you want to get one. Major grocery stores like Kroger also offer prepaid credit cards these days, so you should also check with your local supermarket.

You can also conduct a Google search by simply typing “prepaid credit cards” in brackets and adding the country you’re living in next to it. This way, you’ll be able to browse trough a variety of offers available in your country. It’s very important that you type the words “prepaid credit card” in brackets when you do your search. This way, you’ll get an exact match and won’t be flooded by offers for regular credit cards.

If you’re living in Canada, the good news is that there are more and more prepaid credit cards available for Canadian customers. A good place to start your search is on visa’s website at http://www.visa.ca/en/personal/prepaidcards/. You can also conduct a search at http://www.canadaprepaidcards.com.

Before you sign up for a prepaid card, make sure that you know if the history will be reported on your credit report. Some issuers report to the major credit bureaus and others don’t. If you go for a card that doesn’t report, you’ll lose one of the major benefits a prepaid card can give you.

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