There are many benefits to be had from using a hotel rewards credit card if you travel extensively. This type of card can save you loads on your next trip. With most of these types of credit cards you will earn bonus points when you stay at a hotel, which is why they are such a great idea for frequent travelers. We will look at a couple of different hotel reward credit cards that are available and the benefits that they provide.
1. Choice Privileges
This is a combination of many hotels that are located in Mexico, Canada and the USA. The holders of such cards have the chance to win great rewards and these coupled with great hotel rates make them the ideal choice for those traveling on a regular basis.
They offer their customers an extremely competitive introductory rate for the first 6 months. But after this, cardholders can still take advantage of the low and affordable fixed rates of interest on any balance transfers or purchases that they have made.
Rewards on this card are based on purchases made using the card and will commence from the first purchase made. The card holder can earn up to 8,000 points which means that from your first purchase you have earned your very first free nights stay at any of the 1,000 Choice Privileges hotels. In addition, each time you make a purchase at a Choice Privileges hotel you will earn 15 points whilst all other purchases will earn you 2 points for every $1 spent. As you continue to earn points, you will be able to use these points to exchange for free nights stay at any of their participating hotels.
2. Citi Hilton Honors
This credit card is from Visa, Citibank and the famous Hilton Family. It is the perfect way for anybody to earn points, which can then be put towards travel expenses to hundreds of different destinations. This particular card is accepted around the world.
Once you make a purchase within 60 days of getting your credit card you will be rewarded with 10,000 Honors bonus points. Such points can also be easily earned on a regular basis. You will receive 2 points for every $1 that you spend on Internet purchases. In addition, you will earn 3 points for every dollar you spend at any Hilton Family Hotel. These points can then be used towards both hotel and airline rewards as well as redeemed for exotic vacations or cruises. You can even use them to purchase entertainment or merchandise from brand name companies such as Hilton, Coral by Hilton, Embassy Suites Hotels, Conrad, Hilton Grand Vacations Club, Hilton Garden Inn and many more.
As you can see there are many benefits to be had from having a hotel rewards credit card in your wallet. However, just like any other credit card, you should use it responsibly and not go on a shopping rampage just to accumulate reward points. If you are frequent traveler, you should consider getting one and it will save you a significant amount of money for hotel stays.
Stephen Chua is the founder of Creditfavors.com [http://Creditfavors.com], where you can compare and apply for rewards credit cards [http://creditfavors.com/rewards-credit-cards.php] online. Subscribe to the free newsletter and get a complementary copy of “How To Improve Your Credit Score Legally” report!